Types of Health Insurance
Quick facts about the different types of health insurance
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Major medical health insurance is the standard coverage option for many Americans.
Short-term medical plans are similar to major medical health insurance plans, but only provide coverage for a predetermined amount of time (up to 12 months).
Fixed benefit plans (also called Fixed Indemnity or Limited Benefits) pay a set (cash) amount for services provided, and the patient is responsible for the remainder of the balance (if applicable).
Ancillary plans are insurance benefits that often supplement major medical, short-term medical or fixed benefits plans. Examples include: vision, dental, accident, and critical illness insurance.
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